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Company Overview

Investors Central was established to raise capital to fund the expansion of its automotive lending business, Fin One Pty Ltd, trading as Finance One and its commercial lending business Finance One Commercial Pty Ltd. Since 2010 Finance One has specialised in lending to an industry sector which has up to 4 million Australian’s looking for credit.

Investors Central has delivered consistent, steady growth in both revenue and profit, which has allowed them to continually attract new Investors and pay them fixed interest returns through redeemable preference shares.


Our Company Model

Capital raised from investors will be loaned by Investors Central on a secured basis to its wholly owned subsidiaries, Fin One Pty Ltd and Finance One Commercial Pty Ltd, to fund their consumer and commercial lending operations.



Fin One Pty Ltd & Finance One Commercial Pty Ltd

Fin One Pty Ltd and Finance One Commercial Pty Ltd, are non-bank lenders that write consumer and commercial loans (respectively). The Group is 100% Australian owned and writes loans to borrowers in every state and territory in Australia.

Finance One’s loans are targeted at the non-conforming market which falls outside banks and other Authorised Deposit Taking Institutions’ (ADI’s) lending guidelines.

Historically, Finance One has specialised in secured consumer motor vehicle loans. Finance One has expanded its product offering to include commercial loans and personal loans.


Active clients with a current loan


Average consumer loan


Average commercial loan

Information is current as at 8 October 2020.


Past Interviews with Jamie McGeachie

June 8, 2016

Managing Director Jamie McGeachie sat down with founder of Australia’s premier online investment showcase the Eureka report and ABC finance reporter Alan Kohler to discuss what makes this business model so successful.

August 26, 2016

Managing Director Jamie McGeachie was interviewed by finance commentator Peter Switzer which was featured on Sky News Business.

Investors with $25,000 or more have the opportunity to invest.

Fixed interest monthly returns from 3 months to 60 months.