Investment Options

Investments from $25,000

~ Estimate only. Calculated from the first day of the following month for the term of the investment.

These interest rates are current as at 7 July 2022.

Rates are subject to change. Applications may only be made on the Application Form accompanying the Prospectus dated 16 December 2021 or obtained by contacting Investors Central.

Principal Investment Amount Investment Term (months) Fixed Interest Rate (per annum)
$25,000 - $250,000 3 4.25%
6 4.50%
9 4.75%
12 5.00%
24 5.25%
36 6.00%
48 6.25%
60 7.00%
$250,001 - $500,000 12 5.00%
24 5.75%
36 6.25%
48 7.00%
60 8.00%
$500,001 - $1,500,000 24 8.00%
30 8.50%
36 9.00%



Earn a reliable monthly income

Download the prospectus

Download a copy of our Prospectus. Contact our team if you have any questions about Investors Central or the Application Form.

Choose your Investment

Complete the application form and select the fixed investment term and amount that suits you.

Confirmation of Investment

We will send you a confirmation receipt of your application and advise the procedure to transfer funds if your application is accepted.


Hear what our investors have to say

{I liked the Investor Central business model from the start. The spread of loans across a very wide customer base and the excellent systems to manage customer relationships, lowers the investment risk. Regular monthly cash flow to investors is also very attractive. But what really gave me confidence was meeting Jamie and his team. They are terrific people with a no nonsense style and a very honest view of the business. I have invested several times now and consider this one of the best investments in my portfolio.
C. Bloomfield
Cordeaux Heights NSW
{After my initial investment in 2010 it was not long before I gained confidence in the way in which Investors Central and its subsidiary Finance One conduct themselves, demonstrating a high degree of integrity and transparency, which only strengthens the faith I have in my investment leading me to increase my investment over time. I am enjoying my monthly interest returns as part of my investment portfolio.
D. Jang
Townsville QLD
{I have been an investor with Investors Central for more than 4 years and am extremely satisfied with the relationship. What attracted me to the company was the honesty of Jamie and the way he does business always straight up and down, with no hidden agendas! I also like the fact that the company has no external borrowings just the investors like myself make up the total loan book, brilliant!
Brian Kemp
{I have been an investor for five and a half years, adding to my investment over time. During this time I have attended every Investor's Lunch. Very good communication with management and staff and everything has gone as planned.
P Legge
{I have been an investor since 2010 and everything Jamie promised, he delivered on.  The team's diligence and hard work have given me a secure retirement and a great lifestyle. Thank you Investors Central and Finance One. Big fan
Dieter Sanger

Investors with $25,000 or more have the opportunity to invest.

Fixed interest monthly returns from 3 months to 60 months.