High Yield, Fixed Term Investment*

4.75% – 9% p.a.*

Calculate Interest on an Investment from $25,000

~ Estimate only. Calculated from the first day of the following month for the term of the investment.

Happy Investor


High Yield Investment

If you have been looking to diversify your investment strategy, consider investing in an investment company like Investors Central. Investors Central offers investors the opportunity to purchase redeemable preference shares with a range of choices when it comes to the duration of your investment and the monthly returns you can expect. We pride ourselves on maintaining open communication with every one of our Investors and we are always available to provide answers to any questions you might have about Investor Central’s performance or the investment application process.


Invest in Investors Central

Attractive Rates

Fixed interest security with rates ranging from 4.75% - 9% p.a.

No Ongoing Fees

No monthly
ongoing fees or charges.

Monthly Returns

Earn a reliable monthly income from interest payments.

2021-2022 Prospectus

Please complete the form and the Prospectus will be emailed to you.

These interest rates are current as at 2 November 2022.

*Rates are subject to change. Applications may only be made on the Application Form accompanying the Prospectus dated 4 October 2022 or obtained by contacting Investors Central.


Principal Investment Amount Investment Term (months) Fixed Interest Rate (per annum)
$25,000 - $250,000 3 4.75%
6 5.00%
9 5.25%
12 5.50%
24 5.75%
36 6.25%
48 6.50%
60 7.00%
$250,001 - $500,000 12 5.50%
24 6.00%
36 6.50%
48 7.00%
60 8.00%
$500,001 - $1,500,000 24 8.00%
30 8.50%
36 9.00%



Earn a reliable monthly income

Download the Prospectus

Download a copy of our Prospectus and Supplementary Prospectuses. Contact our team if you have any questions about Investors Central or the Application Form.

Choose your Investment

Complete the application form and select the fixed investment term and amount that suits you.

Confirmation of Investment

We will send you a confirmation receipt of your application and advise the procedure to transfer funds if your application is accepted.


The latest Investors Central Presentation


Hear what our Investors have to say

{I have been an investor since 2010 and everything Jamie promised, he delivered on.  The team's diligence and hard work have given me a secure retirement and a great lifestyle. Thank you Investors Central and Finance One. Big fan
Dieter Sanger
{I have been an investor for five and a half years, adding to my investment over time. During this time I have attended every Investor's Lunch. Very good communication with management and staff and everything has gone as planned.
P Legge
{I have been an investor with Investors Central for more than 4 years and am extremely satisfied with the relationship. What attracted me to the company was the honesty of Jamie and the way he does business always straight up and down, with no hidden agendas! I also like the fact that the company has no external borrowings just the investors like myself make up the total loan book, brilliant!
Brian Kemp
{After my initial investment in 2010 it was not long before I gained confidence in the way in which Investors Central and its subsidiary Finance One conduct themselves, demonstrating a high degree of integrity and transparency, which only strengthens the faith I have in my investment leading me to increase my investment over time. I am enjoying my monthly interest returns as part of my investment portfolio.
D. Jang
Townsville QLD

Frequently asked questions

What are my options for investing with Investors Central?
Investors Central provides a range of investment options from $25,000. Investment terms vary depending on your principal investment amount. Before submitting an application to Investors Central please download and read our Prospectus.  We also encourage you to take professional advice from your lawyer, accountant, or professional adviser about whether this investment option is suitable for you. Past performance is not a reliable indicator of future performance.
What do you do with the money that I invest?
Investors Central raises capital to fund the lending operations of its wholly-owned subsidiaries, Fin One Pty Ltd (“Finance One”) and Finance One Commercial Pty Ltd (“Finance One Commercial”). Fin One Pty Ltd and Finance One Commercial Pty Ltd, are non-bank lenders that write consumer and commercial loans (respectively).  The Group is 100% Australian-owned and writes loans to borrowers in every state and territory in Australia. Investors Central is one of the few companies to offer this specific type of investment opportunity.
What are the options for the term of my investment?
Investors Central offers a range of investment terms from 3 months to 60 months, depending on your principal investment amount. Your choice of investment term will affect the rate of the monthly interest you will receive. Longer durations with our investment firm typically attract higher rates of return.
What makes Investors Central different from other investment companies in Australia?
What makes Investors Central different from other companies funds obtained from investors go directly to financing loans through our wholly-owned subsidiaries, Fin One Pty Ltd and Finance One Commercial Pty Ltd. This means that as an investment company, we are able to maintain strict control over what happens to investor funds as they are being allocated within our own businesses.
Why do Finance One & Finance One Commercial need funding from Investors?
Capital raised from Investors will be loaned by Investors Central on a secured basis to its wholly-owned subsidiaries, Fin One Pty Ltd and Finance One Commercial Pty Ltd, to fund their consumer and commercial lending operations. Fin One Pty Ltd and Finance One Commercial Pty Ltd, are non-bank lenders that write consumer and commercial loans (respectively).
Why should I consider an investment company in Australia?

By allocating some of your excess finance to an investment company like Investors Central, you are not only diversifying your investment strategy, but also creating a passive income stream for yourself with monthly payments.

How do I find out more information about Investors Central?

At Investors Central, transparency is at the forefront of our operations. You can download our most recent annual and half yearly reports directly from our website. All information and current events can be found in our blog which is updated on a regular basis and our Prospectus can be downloaded directly from our website for those who are considering making an investment.

I’m considering investing, what do I do next?
We invite any potential Investors to attend one of our regular investor briefings which allow you to get to know our team and learn about the investment options that Investors Central offers. If you would like further information on our investment company please download the Prospectus.
Are the redeemable preference shares covered by the Australian government guarantee on deposits?
The Australian government guarantee on deposits of up to $250,000 per account holder – referred to as the Financial Claims Scheme (FSC) – only applies to depositors with authorised deposit-taking institutions (ADIs) such as banks, building societies and credit unions in the event of the ADI failing.

Investors with $25,000 or more have the opportunity to invest.

Fixed interest monthly returns from 3 months to 60 months.

Happy Investors
Investors Central

Investors Central Limited ACN 143 097 385 (Investors Central) is offering investors the opportunity to subscribe for redeemable preference shares under its Prospectus dated 16 December 2021. The Prospectus documents provide information to assist investors in deciding whether to invest in this offer. Investors are encouraged to read the prospectus in full and seek professional advice before deciding to invest. The redeemable preference shares are debt instruments which pay fixed returns over an investment term. The terms of issue applying to the redeemable preference shares are set out in the Prospectus. Stated fixed returns are based on the directors’ current expectations in regard to the financial performance of Investors Central. Investor Central’s capacity to make fixed interest payments and repay investment capital may be materially affected by changes in circumstances, some of which may be outside the control of Investors Central. An investment in Investors Central is not guaranteed and there is a risk that you could lose some or all of the money invested. This website information has been prepared without taking into account your investment objectives, financial situation or needs and does not constitute a recommendation that you should invest in redeemable preference shares. The offer of redeemable preference shares is not made to any person to whom it would be unlawful to make the offer. Applications must be made by completing the application form attached to the Prospectus. All applications are subject to acceptance by Investors Central.

*Disclaimer: Past performance is not a reliable indicator of future performance. Investors are encouraged to read the Prospectus in full and seek professional advice before deciding to invest.

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