With over $39 million
paid to investors since 2010, we're

A Smart Road to Wealth

We offer a variety of investment opportunities between 12 and 60 months, with fixed interest of up to 14.35% p.a. paid monthly. Download a copy of the Prospectus to find out more.

Investors Central was established to raise capital to fund the expansion of its automotive lending business, Finance One. Since 2010 Finance One has specialised in lending to an industry sector which has up to 4 million Australian’s looking for credit.

Investors Central has delivered consistent, steady growth in both revenue and profit, which has allowed them to continually attract new Investors and pay them fixed interest returns through redeemable preference shares.

Returns starting at 7.20% are very attractive in a low return environment, but can be even better for the larger investor who can earn 12.25% for $500,000 over 36 months, a fantastic result for a SMSF. Interest is paid monthly in arrears and there are no fees and charges. The minimum entry is $25,000 over 12 months, terms offered 7.20%.

The Eureka Report

Managing Director Jamie McGeachie sat down with founder of Australia’s premier online investment showcase the Eureka report and ABC finance reporter Alan Kohler to discuss what makes this business model so successful.

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Investors Luncheon

Investors Central released the Half Year Report at presentation lunches in Brisbane, Sydney, Melbourne and Townsville. The presentation commenced with pre-lunch drinks followed by mains and a 20 minute overview of the Company. Investors took the opportunity to view the business model and meet the Directors. Watch the full speech here.

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Sky News - Switzer

Managing Director Jamie McGeachie was interviewed by finance commentator Peter Switzer which was featured on Sky News Business. In the interview he discusses the unique business model he has constructed which mimics peer-to-peer lender ideals whilst creating a more structured approach.

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Don't Just Take Our Word For It...

After my initial investment in 2010 it was not long before I gained confidence in the way in which Investors Central and its subsidiary Finance One conduct themselves, demonstrating a high degree of integrity and transparency, which only strengthens the faith I have in my investment leading me to increase my investment over time.

I am enjoying my monthly interest returns as part of my investment portfolio.

- D. Jang, Townsville QLD
Current Investor

I liked the Investor Central business model from the start. The spread of loans across a very wide customer base and the excellent systems to manage customer relationships, lowers the investment risk. Regular monthly cash flow to investors is also very attractive. But what really gave me confidence was meeting Jamie and his team. They are terrific people with a no nonsense style and a very honest view of the business. I have invested several times now and consider this one of the best investments in my portfolio.

- C. Bloomfield, Cordeaux Heights NSW
Current Investor

Over the past 3 years, we have gradually increased holdings of preferential shares in Investor Central. Our confidence is founded on the transparency of the organisation, the sound fundamentals of the company, and the experience and integrity of its Founder, Jamie McGeachie, and the leadership team of Jason Ryan, Quinn Cowen and Stephen Jones.

At the outset, the idea of investing in a money-lending-company in this market sector raised ethical and risk concerns. I needed to be sure the company was lending our money responsibly. Happily, these concerns were allayed during my discussions with staff at the coal face, and backed up by the published financials... especially the low acceptance rate and default rate. There is a certain human element to the way the company does business with its client-borrowers that I like.

- G. Page, Sydney NSW
Current Investor

After being introduced to Jamie McGeachie we made our first investment in Investor Central Preference Shares in May 2015. Our investment has performed exactly in accordance with what was promised. The investment was made after meeting Jamie and conducting due diligence on the core Finance One business. I have met his Executive Team and many staff members whilst visiting his Townsville office. I am impressed with Jamie’s Leadership and the professionalism of the operation and the genuine care for their customers whom they provide vehicle finance for. Whilst Finance One lends money to many Borrowers who would otherwise not be able to obtain a loan, the purpose of the loan is assessed carefully and the credit risk assessment process is prudent and thorough. They only approve 1 in 5 credit applications and charge Customers interest rates that reflect the risk.

If you are looking for a fixed interest investment with attractive returns for risk, paid monthly then I suggest you look closer at Investor Central Preference Shares.

- J. McShanag, Melbourne VIC
Current Investor

Download the prospectus

Through the prospectus Australian investors with $25,000 or more have the opportunity to invest in an attractive fixed interest with a range of investment terms from 12 to 60 months providing a steady income stream to compliment a successful diverse investment portfolio. Our investors received over $10M in interest payments in the 2017 financial year.

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